What information do we collect?
We collect information from you when you register on our site or place an order.
When filling out the form on our site, as appropriate, you may be asked to enter your: Full name, e-mail address, telephone or monthly payment. You may, however, visit our site anonymously.
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
- This private information is used to contact the user about the services and/or procedures on our site for which they have expressed a personal interest.
- We additionally store this information in our database for any subsequent future orders. This private information will never be passed on to others for uses disclosed in this statement.
Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.
How do we protect your information?
We take all precautions to protect each user's information. All credit card numbers are secure and encrypted. All customer orders are always held in the strictest confidence. We will not transfer, disclose or sell ANY customer information such as telephone numbers, e-mail addresses, names, or physical addresses. We value our customers and their privacy. When users submit private and sensitive information via the Web site, each user's information is protected both off-line and on-line.
Do we use cookies?
Yes. A cookie is a digital piece of data stored on a user's hard drive containing specific information about the user. Usage of a cookie is never linked to any personally identifiable information while browsing our site. After a user closes his or her browser, cookies can stay active for a time period of up to 14 days therefore users do not have to re-enter certain registration information. If a user rejects the individual cookie, they may still use our site. The only potentially significant drawback to this is that the user might be limited throughout some of the areas of our site. Cookies may also enable Modifications Loan to target and track the interests of users in order to enhance the experience on our site.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
As part of the California Online Privacy Protection Act, all users of our site may make any changes to their information at anytime by logging into the site and going to the 'Edit' link in Manage Users page.
Children Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
Your Consent
By using our site, you consent to our websites privacy policy.
Changes to our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page.
Contacting Us
If there are any questions regarding this privacy policy you may contact us using the information below.
http://www.fhnra.com/home-loan-modification/Default.aspx
FHN Realty & Appraisals
843-Edward Street, Baldwin,
New York 11510, U.S.A.
Phone: +1 (516) 208-5454
Fax: +1 (516) 208-5454
E-mail: info@fhnra.com